credit risk

Big Data Means Big Changes

The world of finance is going to be drastically altered by “big data.” That’s the conclusion of a recent white paper released by BNY Mellon.  Written by Jack Malvey, BNY Mellon’s Chief Global Markets Strategist, the paper predicts that new approaches, analytics, research, and management techniques around “big data” will rapidly transform the world of …

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Big Data. Small Business.

The thing about “big data” is that it is, well, big.  Lots of hype, innovation, start-up activity, punditry and opportunity.  Sorry Gen-Y, you didn’t start it. WAIN Street is helping to build up small businesses with the help of “big data”.

Details Matter

Since our last post on the topic, not much has changed in the debate over small business lending:  no one is sure whether it’s lack of supply or lack of demand.  The topic is important and we’ll talk more about the continued lack of consensus and how WAIN Street could be helpful to the debate …

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The Risks You Know…

From The Economist: Pockets of Credit, Nineteenth Century Banking Makes a Comeback  This month’s article highlights a number of new firms that are going after middle market lending when many banks and other financial institutions have retreated from it. Some new funds, using not-federally-insured cash are making bets on specific segments of the middle market with …

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