We help marketplace lenders, institutional investors, banks, and other consumer & small business credit market participants reduce customer acquisition costs, improve loan pricing, decrease credit losses, and enhance portfolio risk management.  Our solutions are powered by a one of a kind platform that takes the pulse of nationwide credit conditions at high frequency and at a granular level.

National Credit Conditions 

Local Economic Vitality provides weekly rankings of CBSAs for a timely perspective on local economic conditions that drive credit performance.
Business Health Scores provide weekly state and industry sector creditworthiness rankings to tune underwriting and portfolio construction.
Business Default Index is a monthly gauge of nationwide business credit performance. It provides a reference point for benchmarking asset quality at granular industry sector, geographic, and business size detail.